Got questions? We've got the answers.

Even though it is becoming increasingly popular, the private loan industry is still not well known and there continue to be many preconceived ideas about it.

How do I apply for a loan?

You can apply by completing our online form by clicking on the “Online Application” button or by calling us at (514) 416-3489. One of our mortgage financing specialists will contact you to discuss the details.

Up to what percentage of the loan to value ratio do you finance?

We finance up to 75% of your property’s value, less the total of mortgages, loans and lines of credit secured by your property. Our specialists will appraise your property at no cost.

What are the amounts and terms of your loans?

Our private loans range from $50,000 to over $1,000,000 for terms of 3 to 36 months.

What interest rate do you charge?

The interest rate is based on your risk profile and your property’s loan-to-value ratio. You would get a lower interest rate through a conventional bank, but we offer a much simpler and quicker financing process.

What steps are involved in applying for a private mortgage loan?

The first step is to apply online on the website “Online Application”. One of our mortgage financing specialists will contact you to request documents and discuss the details. If you have all the proper documents readily available, we usually can do the analysis and get the loan approved with the funds within 1 week.

How soon do I receive the money?

With all the proper documents and approval, you should receive the funds within a week.

What documents do I need to present?

You will need to send us the address of the property you want us to use a guarantee, a copy of the city property taxes, a copy of the certificate of localization, a copy of the property insurance, a copy of the property bank mortgages if any, and 2 picture id’s.

I have poor credit, can I still get a mortgage with you?

Yes, because our loans are approved mainly on the basis of your property’s available equity.

Why choose
Zolaris

Zolaris Finance Group Inc.’s primary objective is to help clients get financing who have been turned away by the banks or who are struggling to meet their financial obligations. It is our goal to ensure that every client, regardless of their credit or financial challenges, find a solution that not only improves their circumstances but enriches their lives.

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Zolaris Finance Group Inc.